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		<loc>https://markherman.ca/calgary-house-prices-expected-to-increase/</loc>
		<lastmod>2011-03-24</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/lower-canadian-mortgage-rates-should-have-happened-a-month-ago/</loc>
		<lastmod>2011-03-16</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/prime-to-be-at-4-by-2012/</loc>
		<lastmod>2011-03-14</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/td-canada-trust-releases-2011-home-buyers-report/</loc>
		<lastmod>2011-03-08</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/reno-coach/</loc>
		<lastmod>2011-03-08</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/window-closing-on-ultra-low-mortgage-rates-2/</loc>
		<lastmod>2011-03-01</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/info-your-banks-would-prefer-you-didnt-know/</loc>
		<lastmod>2011-03-01</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/alberta-housing-market-most-affordable-in-canada-rbc-economics/</loc>
		<lastmod>2011-02-25</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/canadian-homeownership-costs-ease-for-second-consecutive-quarter-rbc-economics/</loc>
		<lastmod>2011-02-24</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/how-the-recession-changed-us/</loc>
		<lastmod>2011-02-23</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/ores-real-estate-index-for-january-2011/</loc>
		<lastmod>2011-02-17</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/one-guys-thoughts-on-the-western-economies/</loc>
		<lastmod>2011-02-16</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/window-closing-on-ultra-low-mortgage-rates/</loc>
		<lastmod>2011-02-09</lastmod>
	</url>
	<url>
		<loc>https://markherman.ca/albertas-economy-set-for-strong-growth-in-2011-with-boost-from-energy-sector-rbc-economics/</loc>
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	</url>
	<url>
		<loc>https://markherman.ca/real-gross-domestic-product-rose-0-4-in-november/</loc>
		<lastmod>2011-01-31</lastmod>
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	<url>
		<loc>https://markherman.ca/canadians-better-off-even-if-they-dont-feel-it/</loc>
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		<loc>https://markherman.ca/top-10-effects-of-the-new-mortgage-rules/</loc>
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		<loc>https://markherman.ca/canada-prime-stays-at/</loc>
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		<loc>https://markherman.ca/housing-crash-is-not-likely-to-happen-in-canada/</loc>
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		<loc>https://markherman.ca/canadas-homeownership-affordability-improves-for-the-first-time-in-over-a-year-says-rbc/</loc>
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		<loc>https://markherman.ca/canadian-prime-staying-at-3-maybe-for-half-a-year/</loc>
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		<loc>https://markherman.ca/td-mortgages-get-harder-to-get-out-of/</loc>
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		<loc>https://markherman.ca/prime-to-stay-the-same-until-march-2011/</loc>
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		<loc>https://markherman.ca/canadas-homeownership-costs-continue-to-climb-despite-slowing-resale-activity/</loc>
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		<loc>https://markherman.ca/interesting-inside-view-of-the-banks-and-mortgages/</loc>
		<lastmod>2010-09-20</lastmod>
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		<loc>https://markherman.ca/canadas-economic-growth-expected-to-continue-in-2010/</loc>
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		<loc>https://markherman.ca/fears-of-canadian-housing-market-slump-overblown/</loc>
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		<loc>https://markherman.ca/3-versions-of-the-home-buying-future/</loc>
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		<loc>https://markherman.ca/mortgage-market-primer/</loc>
		<lastmod>2010-07-07</lastmod>
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		<loc>https://markherman.ca/canadian-mortgage-rates-may-slide-down/</loc>
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		<loc>https://markherman.ca/buyers-still-enjoy-exceptional-rates/</loc>
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</urlset>
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