ATB = collateral mortgage registrations too

ATB – Alberta Treasury Branches – is registering their mortgages are collateral mortgages.

Are you sure you want one of these?

  1. Have a look at the previous articles showing why the banks want you to have this, and you do not want it: http://blog.markherman.ca/?s=collateral
  2. And – what if you move out or are transfered out of Alberta? ATB can only lend in Alberta so your mortgage is not PORTABLE to move to any other province – like with most lenders we work with. You will have to pay it out and pay the payout penalty. 🙁

Calgary, Alberta Mortgage Broker, Mark Herman