Insured Refinance when funds are used to build a legal suite!

What if your home could help pay for itself?

We have an exclusive lending program that allows homeowners to refinance their mortgage and add a legal rental suite—all in one step.

Here’s why this is a game-changer:

  • ✅ Borrow against your home’s future value (“as improved value”)
  • ✅ Finance up to 90% of the as-improved value (maximum $2M)
  • ✅ Rental income from the new suite can be used to help qualify
  • ✅ Options for up to a 30-year amortization to keep payments affordable
  • ✅ Consolidate existing debt into your new insured mortgage

This program is designed specifically to help Canadians:

  • Convert underutilized space into a legal rental suite
  • Boost property value while creating a new income stream
  • Contribute to housing availability in the community

Because this is a specialized product, it’s not available everywhere—only through select mortgage professionals like me.

If you’ve been considering adding a suite to your home, this could be the perfect time.

Call to learn how this program can work for you.

Its true, you can GET BEST RATES when you refinance / remortgage and use the funds  to build a suite

This is the best way to put your home to work for you.

Mortgage Mark Herman, Best Calgary mortgage broker specializing in refi+renos