Summary: RE/MAX Canada Fall 2025 Housing Market Outlook

“54% of Canadians believe this fall is a good time to strike a deal on a home.”

Here’s a summary of the RE/MAX Canada Fall 2025 Housing Market Outlook piece, released Sept 21st:

  • Pricing Trends: Residential price trends varied regionally, rising across Atlantic Canada and the Prairies, while declining in major urban centres in Ontario and British Columbia.
    • National average home prices are expected to decrease by about 6.5% this fall.
    • 68% of Canadians say a five- to 10-per-cent drop in property prices would make a meaningful difference in their ability to enter the market.
  • Sales Activity: Home sales declined year-over-year in 62% of markets analyzed between January 1 and July 31, 2025.
  • Buyer Optimism:
    • 38.2% of housing markets are sitting firmly in buyer’s territory this Fall.
    • 7% of Canadians say they intend to buy their first home within the next 12 months.
    • 28% of Canadians planning to buy their first home in the next 12 months say they have saved at least 20 per cent for their down payment.
    • 64% of Canadians say they’d feel ready if interest rates fell by 0.5 to one per cent.
  • Seller Market: 
    • 26.4% of housing markets are expected to favour sellers this Fall.
    • 8% of Canadians say they plan to sell their home in the next year, and among them, confidence is strong.
    • 63% of those planning to sell believe they’ll be able to secure their asking price.
  • Homeowner Sentiments: 
    • 92% of Canadian homeowners see their homes as a solid long-term investment.

Click here to read the full report!

Now is the perfect time to buy a home in Alberta as it is a solid BUYERS MARKET!

Mortgage Mark Herman, best first time home buying mortgage broker in Calgary Alberta

Or call me for a chat at your convenience.

Mortgage Mark Herman

Insured Refinance when funds are used to build a legal suite!

What if your home could help pay for itself?

We have an exclusive lending program that allows homeowners to refinance their mortgage and add a legal rental suite—all in one step.

Here’s why this is a game-changer:

  • ✅ Borrow against your home’s future value (“as improved value”)
  • ✅ Finance up to 90% of the as-improved value (maximum $2M)
  • ✅ Rental income from the new suite can be used to help qualify
  • ✅ Options for up to a 30-year amortization to keep payments affordable
  • ✅ Consolidate existing debt into your new insured mortgage

This program is designed specifically to help Canadians:

  • Convert underutilized space into a legal rental suite
  • Boost property value while creating a new income stream
  • Contribute to housing availability in the community

Because this is a specialized product, it’s not available everywhere—only through select mortgage professionals like me.

If you’ve been considering adding a suite to your home, this could be the perfect time.

Call to learn how this program can work for you.

Its true, you can GET BEST RATES when you refinance / remortgage and use the funds  to build a suite

This is the best way to put your home to work for you.

Mortgage Mark Herman, Best Calgary mortgage broker specializing in refi+renos