Insured Refinance when funds are used to build a legal suite!
What if your home could help pay for itself?
We have an exclusive lending program that allows homeowners to refinance their mortgage and add a legal rental suite—all in one step.
Here’s why this is a game-changer:
How to Buy a Home in Alberta with Poly B Plumbing
Are you trying/ looking to buy a home in Alberta with Poly B plumbing?
We just completed financing on a purchase in Calgary with Poly-B throughout the home AND we managed to INCLUDE the cost to replace it it all into the mortgage too!!
Using cryptocurrency to buy a home in Canada: 2025
We have been getting lots of customers asking this question with the recent rise of crypto values.
Below are ALL the details I have collected: from tax implications to AML compliance, what buyers need to know before turning digital gold into a home.
Canadian Mortgage with American Income, 2025
Yes, that headline is true!!
August 15, 2025
We finally have an “A lender” in the Canadian mortgage broker space that will allow a buyer’s USA/ American income to be used.
Quick summary of the details.
- 30% down
- 80% of USA salary to be used, income based on USA tax docs
- Almost any standard residential property in Canada
- “A lender,” at A rates, no lender fee, no broker fee, underwritten the same as all Canadian mortgages
- No funny business here. This is a normal mortgage, that you would want. The same as what expect from any of the Big-6 banks in Canada.
For more data or to ask about a deal, contact Mortgage Mark Herman, on his cell phone. He usually answers his own phone; from 9 am to 9 pm MST daily.
Canadian Residential Market Update
Bank of Canada keeps interest rate policy unchanged for July 2025
The Bank of Canada announced today that it is keeping its benchmark interest rate at 2.75%.
This was widely expected and reflects the Bank’s expert interpretation of current macroeconomic data, including inflation.
Probably the end of Mortgage Rate Reductions for Canada
Expert opinions on Bank of Canada interest rate cuts are shifting. A growing number of market watchers are backing away from their predictions of two more reductions this year. Several are now saying the Bank has likely reached the end of the current trimming cycle.
Canadian Mortgage Economic Data, June 4th, 2025
The Bank of Canada announced today that it is keeping its benchmark interest rate at 2.75%, unchanged from April (and March) of 2025.
As noted under “Rationale”, the Bank appears to be in a holding pattern until it gains more information on the direction of US trade policy and its impact on Canada.
GST Rebate for 1st Time Home Buyers
We have had lots of questions about this proram.
The legislation has been tabled, but is not done yet. As of today, and it is for contracts written May 27, 2025 or later.